{"id":493,"date":"2022-01-16T13:07:00","date_gmt":"2022-01-16T13:07:00","guid":{"rendered":"https:\/\/mzcpatax.com\/?p=493"},"modified":"2022-04-20T20:34:34","modified_gmt":"2022-04-20T20:34:34","slug":"12-ways-to-save-tax-in-canada","status":"publish","type":"post","link":"https:\/\/mzcpatax.com\/zh-hans\/12-ways-to-save-tax-in-canada\/","title":{"rendered":"\u52a0\u62ff\u5927\u6709\u54ea\u4e9b\u514d\u7a0e\u989d\uff1f12\u4e2a\u8282\u7a0e\u7701\u7a0e\u65b9\u6cd5"},"content":{"rendered":"\n<p>\u65b0\u79fb\u6c11\u521a\u6765\u5230\u52a0\u62ff\u5927\u65f6\uff0c\u53ef\u80fd\u90fd\u4f1a\u88ab\u544a\u77e5\u4e00\u4e9b\u4e2a\u4eba\u6536\u636e\u53ef\u4ee5\u62b5\u7a0e\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\uff0c\u62a5\u7a0e\u65f6\u5374\u611f\u89c9\u6ca1\u6709\u4ec0\u4e48\u9000\u6b3e\uff0c\u662f\u4e0d\u662f\u81ea\u5df1\u62a5\u9519\u4e86\uff1f<\/p>\n\n\n\n<p>\u94ed\u667a\u56e2\u961f\u8ddf\u4f60\u8be6\u7ec6\u5206\u6790\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u52a0\u62ff\u5927\u7684\u62b5\u7a0e\u8d39\u7528\u5206\u4e3a\u4e09\u90e8\u5206<\/h2>\n\n\n\n<p>\u7b2c\u4e00\u79cd\u662f Deduction\uff0cDeduction \u7684\u8d39\u7528\u662f\u76f4\u63a5\u51cf\u4f4e\u4f60\u7684\u6536\u5165\uff1b<\/p>\n\n\n\n<p>\u7b2c\u4e8c\u79cd\u662f Refundable Credit\uff08\u53ef\u9000\u6b3e\u7684\u62b5\u7a0e\u989d\u5ea6\uff09\uff0c\u5f53\u4f60\u7533\u62a5Refundable Credit\u65f6\uff0c\u4f60\u53ef\u4ee5\u62ff\u56de\u4e00\u4e9b\u9000\u6b3e\u3002<\/p>\n\n\n\n<p>\u7b2c\u4e09\u79cd\u662f Non-Refundable Credit\uff08\u4e0d\u53ef\u9000\u8fd8\u7684\u514d\u7a0e\u989d\uff09\uff0c\u53ea\u80fd\u5c06\u7eb3\u7a0e\u4eba\u7684\u7a0e\u964d\u4f4e\u5230\u96f6\uff0c\u4efb\u4f55\u5269\u4f59\u7684\u6570\u989d\u4e0d\u4f1a\u6709\u9000\u6b3e\u3002<\/p>\n\n\n\n<p>\u672c\u5468\u63a8\u6587\uff0c\u6211\u4eec\u6765\u8be6\u7ec6\u5256\u6790\u7b2c\u4e09\u90e8\u5206\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u7684\u52a0\u62ff\u5927\u8054\u90a6\u653f\u5e9c\u7684non-refundable credit\uff1a<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-\u4e2a\u4eba\u514d\u7a0e\u989d-basic-personal-amount\">1.<strong>\u4e2a\u4eba\u514d\u7a0e\u989d<\/strong>\uff08<strong>Basic personal amount<\/strong>\uff09<\/h3>\n\n\n\n<p>\u6240\u6709\u7684\u4eba\u90fd\u53ef\u4ee5\u83b7\u5f97\u57fa\u672c\u7684\u4e2a\u4eba\u514d\u7a0e\u989d\u3002\u6bcf\u5e74\u8054\u90a6\u653f\u5e9c\u90fd\u4f1a\u4ee5\u901a\u8d27\u81a8\u80c0\u548c\u5176\u4ed6\u56e0\u7d20\u5bf9\u5176\u8fdb\u884c\u8c03\u6574\uff0c2020\u5e74\u8054\u90a6\u7684\u4e2a\u4eba\u8054\u90a6\u514d\u7a0e\u989d\u4e3a $13,229\u3002\u5982\u679c\u60a8\u5728\u5f53\u5e74\u5165\u5883\u6216\u8005\u79bb\u5883\uff08\u7a0e\u6cd5\u7684\u51c6\u5219\uff09\uff0c\u5219\u6309\u6bd4\u4f8b\u8ba1\u7b97\u4e2a\u4eba\u514d\u7a0e\u989d\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-\u914d\u5076\u514d\u7a0e\u989d-spouse-amount\">2.<strong>\u914d\u5076\u514d\u7a0e\u989d<\/strong>\uff08<strong>Spouse amount<\/strong>\uff09<\/h3>\n\n\n\n<p>\u6709\u4e00\u4e9b\u5bb6\u5ead\u4ee5\u4e00\u65b9\u4e3a\u4e3b\u8981\u6536\u5165\u6765\u6e90\uff0c\u800c\u53e6\u4e00\u4e2a\u914d\u5076\u6253\u7406\u5bb6\u5ead\u4e8b\u52a1\uff0c\u6ca1\u6709\u6536\u5165\u6216\u8005\u6536\u5165\u5c11\u7684\u914d\u5076\u53ef\u4ee5\u628a\u5269\u4f59\u7684\u4e2a\u4eba\u514d\u7a0e\u989d\u8f6c\u7ed9\u9ad8\u6536\u5165\u8005\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-\u957f\u8005\u514d\u7a0e\u989d-age-amount\">3.\u957f\u8005\u514d\u7a0e\u989d\uff08Age amount\uff09<\/h3>\n\n\n\n<p>\u51e1\u662f\u5728\u7eb3\u7a0e\u5e74\u5ea6\u7ed3\u675f\u65f6\u5e74\u6ee165\u5c81\u6216\u4ee5\u4e0a\u7684\u4eba\uff0c\u53ef\u4ee5\u6709\u989d\u5916\u7684\u957f\u8005\u514d\u7a0e\u989d\u30022020\u5e74\u8054\u90a6\u957f\u8005\u514d\u7a0e\u989d\u4e3a $7,637\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-\u8d2d\u623f\u8005\u514d\u7a0e\u989d-home-buyers-amount\">4.\u8d2d\u623f\u8005\u514d\u7a0e\u989d\uff08Home buyers&#8217;&nbsp;amount\uff09<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u540c\u65f6\u6ee1\u8db3\u4ee5\u4e0b\u4e24\u4e2a\u6761\u4ef6\uff0c\u5373\u7b26\u5408\u9996\u6b21\u8d2d\u623f\u8005\u7684\u6761\u4ef6\uff0c\u5c31\u53ef\u4ee5\u7533\u62a5\u603b\u6570\u4e3a $5,000 \u7684 Non-refundable tax credit\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>\u60a8\u6216\u60a8\u7684\u914d\u5076\u8d2d\u7f6e\u4e86\u623f\u5c4b<\/li><li>\u60a8\u5728\u8d2d\u7f6e\u5e74\u5ea6\u6216\u524d\u56db\u5e74\u4e2d\uff0c\u6ca1\u6709\u5c45\u4f4f\u5728\u60a8\u6216\u60a8\u7684\u914d\u5076\u6240\u62e5\u6709\u7684\u53e6\u4e00\u6240\u623f\u5c4b\u4e2d<\/li><\/ul>\n\n\n\n<p>\u603b\u6570\u4e3a $5,000 \u7684 Non-refundable tax credit \u53ef\u4ee5\u9002\u5f53\u7684\u5206\u914d\u7ed9\u60a8\u6216\u60a8\u7684\u914d\u5076\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"5-\u8ba2\u9605\u7535\u5b50\u65b0\u95fb-digital-news-subscription\">5.\u8ba2\u9605\u7535\u5b50\u65b0\u95fb\uff08Digital news subscription\uff09<\/h3>\n\n\n\n<p>\u4ece2020\u5e74\u5f00\u59cb\uff0c\u51e1\u662f\u6709\u8ba2\u9605\u7535\u5b50\u65b0\u95fb\uff0c\u53ef\u4ee5\u7533\u62a5\u6700\u9ad8 $500 \u7684\u62b5\u7a0e\u989d\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"6-\u5b66\u8d39-tuition-fee\">6.\u5b66\u8d39\uff08Tuition fee\uff09<\/h3>\n\n\n\n<p>\u4e00\u822c16\u5c81\u6216\u4ee5\u4e0a\u8005\uff0c\u5728\u9ad8\u7b49\u5b66\u5e9c\u6216\u4e13\u4e1a\u6280\u80fd\u7b49\u7ea7\u5b66\u4e60\u7684\u5b66\u8d39\u53ef\u4ee5\u7528\u6765\u7533\u62a5\u62b5\u7a0e\u3002\u5982\u679c\u60a8\u7684\u96c7\u4e3b\u6216\u76f8\u5173\u673a\u6784\u66ff\u60a8\u62a5\u9500\u4e86\u60a8\u7684\u5b66\u8d39\u800c\u4e0d\u7eb3\u5165\u60a8\u7684\u6536\u5165\u4e2d\uff0c\u60a8\u5c31\u4e0d\u80fd\u518d\u7533\u62a5\u60a8\u7684\u5b66\u8d39\u4e86\u3002<\/p>\n\n\n\n<p>\u867d\u7136\u5b66\u8d39\u662f non-refundable credit\uff0c\u4f46\u6bcf\u5e74\u53ef\u4ee5\u8f6c\u8ba9\u6700\u9ad8 $5,000 credit \u7ed9\u914d\u5076\u6216\u8005\u7236\u6bcd\uff0c\u5269\u4f59\u7684\u4e5f\u53ef\u4ee5\u5b58\u4e0b\u6765\u4ee5\u540e\u81ea\u5df1\u4f7f\u7528\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"7-\u5b66\u751f\u8d37\u6b3e\u5229\u606f-interest-paid-on-your-student-loan\">7.\u5b66\u751f\u8d37\u6b3e\u5229\u606f\uff08Interest paid on your student loan\uff09<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u6709\u5b66\u751f\u8d37\u6b3e\u5e76\u9700\u8981\u652f\u4ed8\u5229\u606f\uff0c\u60a8\u6240\u652f\u4ed8\u7684\u8d37\u6b3e\u5229\u606f\u53ef\u4ee5\u7533\u62a5\u62b5\u7a0e\u3002\u4efb\u4f55\u672a\u7528\u7684\u5229\u606f\u62b5\u7a0e\u989d\u4e5f\u53ef\u4ee5\u5728\u672a\u67655\u5e74\u5185\u4f7f\u7528\u3002\u5b66\u8d37\u5fc5\u987b\u7b26\u5408\u76f8\u5173\u673a\u6784\u7684\u8ba4\u8bc1\uff0c \u81ea\u5df1\u7684\u4e2a\u4eba\u8d37\u6b3e\u6216\u8005\u79c1\u4eba\u8d37\u6b3e\u4e0d\u7b26\u5408\u5b66\u8d37\u62b5\u7a0e\u7684\u6761\u4ef6\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"8-\u533b\u7597\u8d39\u7528-medical-expenses\">8.\u533b\u7597\u8d39\u7528\uff08Medical expenses\uff09<\/h3>\n\n\n\n<p>\u52a0\u62ff\u5927\u867d\u7136\u5b9e\u884c\u5168\u6c11\u533b\u4fdd\u5236\u5ea6\uff0c\u4f46\u4e0d\u5c11\u533b\u7597\u8d39\u7528\u8fd8\u662f\u9700\u8981\u81ea\u5df1\u652f\u4ed8\u3002\u4e00\u822c\u60a8\u53ef\u4ee5\u7533\u62a5\u4efb\u4f55\u5408\u7406\u7684\u533b\u7597\u8d39\u7528\u5982\u8d2d\u4e70\u5904\u65b9\u836f\uff0c\u773c\u955c\u6216\u7259\u79d1\u8bca\u6240\u8d39\u7528\u7b49, \u4f46\u8d2d\u4e70\u4fdd\u5065\u54c1\u6216\u7f8e\u5bb9\u533b\u7597\u8d39\u5c31\u4e0d\u7b26\u5408\u62b5\u7a0e\u6761\u4ef6\u4e86\u3002\u8be6\u7ec6\u53ef\u62b5\u7a0e\u7684\u533b\u7597\u8d39\u7528\u53ef\u5728CRA\u7f51\u4e0a\u67e5\u8be2:&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/topics\/about-your-tax-return\/tax-return\/completing-a-tax-return\/deductions-credits-expenses\/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html\">https:\/\/www.canada.ca\/en\/revenue-agency\/services\/tax\/individuals\/topics\/about-your-tax-return\/tax-return\/completing-a-tax-return\/deductions-credits-expenses\/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html<\/a><\/p>\n\n\n\n<p>\u5f53\u60a8\u7533\u62a5\u533b\u7597\u8d39\u7528\u65f6\u5fc5\u987b\u9ad8\u8fc7\u60a8\u7684\u51c0\u6536\u5165 (net income)&nbsp;\u76843%\uff0c\u6216 $2,397 (2020\u5e74)\uff0c\u624d\u4f1a\u8d77\u5230\u62b5\u7a0e\u7684\u4f5c\u7528\u3002\u4e00\u822c\u4ee5\u5bb6\u5ead\u62a5\u7a0e\u7684\u8bdd\uff0c\u6240\u6709\u5bb6\u5ead\u6210\u5458\u7684\u533b\u7597\u8d39\u7528\u5e94\u8be5\u7531\u4f4e\u6536\u5165\u8005\u7533\u62a5\u3002\u5047\u8bbe\u60a8\u7684\u51c0\u6536\u5165\u662f2\u4e07, \u60a8\u7684\u533b\u7597\u8d39\u662f1\u5343, \u90a3\u4f60\u53ef\u4ee5\u7533\u62a5\u62b5\u7a0e\u7684credit\u662f $400 [$1,000 &#8211; ($20,000*3%=$600)] \u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u8bef\u4ee5\u4e3a\u533b\u7597\u8d39\u53ea\u80fd\u6309\u81ea\u7136\u5e74\u5ea6\u7533\u62a5\uff0c\u5176\u5b9e\u7533\u62a5\u533b\u7597\u8d39\u53ef\u4ee5\u6709\u4e00\u5e74\u7684\u5468\u671f\uff0c\u5e76\u4e0d\u9700\u8981\u6309\u81ea\u7136\u5e74\u5165\u7b97\u3002\u5728\u7a0e\u52a1\u5e74\u5ea6\u5f53\u5e74\u7684\u4efb\u4f55\u4e00\u5929\u5f80\u56de\u8ffd\u6eaf\u4e00\u5e74\u5c31\u53ef\u4ee5\u3002\u4f8b\u5982\u60a8\u53ef\u4ee5\u7533\u62a5\u4ece2019\u5e741\u670810\u53f7\u52302020\u5e741\u67089\u53f7\u672a\u7533\u62a5\u7684\u533b\u7597\u8d39\u7528\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"9-\u6148\u5584\u6350\u8d60-donation-and-gift\">9.\u6148\u5584\u6350\u8d60\uff08Donation and gift\uff09<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u6216\u60a8\u7684\u914d\u5076\u5411\u6148\u5584\u673a\u6784\u6350\u8d60\u4e86\u91d1\u94b1\u6216\u5176\u4ed6\u8d22\u4ea7\uff0c\u60a8\u53ef\u4ee5\u7533\u62a5\u5168\u90e8\u6216\u90e8\u5206\u7684\u6350\u8d60\u989d\uff0c\u4f46\u4e0d\u80fd\u8d85\u8fc7\u51c0\u6536\u5165\u7684 75%\uff0c\u672a\u4f7f\u7528\u7684\u6350\u8d60\u989d\u53ef\u4ee5\u5728\u672a\u67655\u5e74\u5185\u4f7f\u7528\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"10-\u6d88\u9632\u5458\u5fd7\u613f\u8005-volunteer-firefighters-amount\">10.\u6d88\u9632\u5458\u5fd7\u613f\u8005\uff08Volunteer firefighters&#8217; amount\uff09<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u6709\u53c2\u4e0e\u6d88\u9632\u5458\u6216\u641c\u7d22\u62ef\u6551\u5de5\u4f5c 200 \u4e2a\u5c0f\u65f6\u4ee5\u4e0a\uff0c\u5c31\u53ef\u4ee5\u7533\u62a5 $3,000 \u7684\u62b5\u7a0e\u989d\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"11-\u4f24\u6b8b\u62b5\u7a0e\u989d-disability-amount\">11.\u4f24\u6b8b\u62b5\u7a0e\u989d\uff08Disability amount\uff09<\/h3>\n\n\n\n<p>\u7531\u4e8e\u751f\u7406\u6216\u5fc3\u7406\u7684\u7f3a\u9677\uff0c\u53ef\u4ee5\u5411\u653f\u5e9c\u7533\u8bf7\u4f24\u6b8b\u62b5\u7a0e\u989d\uff0c\u7533\u8bf7\u8005\u9700\u8981\u63d0\u4ea4 T2201 \u8868\u7b49\u5f85\u653f\u5e9c\u7684\u6279\u51c6\u624d\u80fd\u7533\u62a5\u5728\u4e2a\u4eba\u6240\u5f97\u7a0e\u30022020\u5e74\u7684\u4f24\u6b8b\u62b5\u7a0e\u989d\u662f&nbsp;$8,576\uff0c\u5c0f\u4e8e18\u5c81\u7684\u5c0f\u5b69\u6709\u989d\u5916\u7684 $5,003\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"12-\u5c45\u5bb6\u65e0\u969c\u788d\u62b5\u7a0e\u989d-home-accessibility-expenses\">12.\u5c45\u5bb6\u65e0\u969c\u788d\u62b5\u7a0e\u989d\uff08Home accessibility expenses\uff09<\/h3>\n\n\n\n<p>\u5bb6\u4e2d\u5982\u6709\u957f\u8005 (65\u5c81\u4ee5\u4e0a) 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info@mzcpatax.com<\/p>\n\n\n\n<p>\u94ed\u667a\u56e2\u961f\u62e5\u6709\u8d85\u8fc7\u5341\u4e94\u5e74\u7a0e\u52a1\u7ecf\u9a8c\uff0c\u4e3a\u4f01\u4e1a\u548c\u4e2a\u4eba\u63d0\u4f9b\u4e13\u4e1a\u3001\u5408\u89c4\u7684\u7a0e\u52a1\u670d\u52a1\uff0c\u5305\u62ec\u62a5\u7a0e\u3001\u8bb0\u8d26\u3001\u7a0e\u52a1\u89c4\u5212\u3001\u7a0e\u52a1\u5ba1\u8ba1\u3001\u65b0\u79fb\u6c11\u6d77\u5916\u8d44\u4ea7\u7533\u62a5\u3001\u6295\u8d44\u4e0e\u623f\u5730\u4ea7\u76f8\u5173\u7684\u7a0e\u52a1\u670d\u52a1\u7b49\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6df1\u5165\u5206\u6790\u52a0\u62ff\u5927\u514d\u7a0e\u989d\uff0c\u603b\u7ed312\u4e2a\u5e38\u89c1\u7684\u8282\u7a0e\u7701\u7a0e\u65b9\u6cd5\uff0c\u5305\u62ec\u4e2a\u4eba\u514d\u7a0e\u989d\u3001\u914d\u5076\u514d\u7a0e\u989d\u3001\u957f\u8005\u514d\u7a0e\u989d\u3001\u8d2d\u623f\u8005\u514d\u7a0e\u989d\u3001\u4f24\u6b8b\u62b5\u7a0e\u989d\u3001\u5c45\u5bb6\u65e0\u969c\u788d\u62b5\u7a0e\u989d\u7b49\u3002<\/p>\n","protected":false},"author":3,"featured_media":394,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","footnotes":""},"categories":[21,22],"tags":[68,66],"post_series":[],"class_list":["post-493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-tax-cn","category-non-resident-tax-cn","tag-68","tag-66","entry","has-media"],"yoast_head":"<!-- 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